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| Effective:
Friday, September 03, 2010 |
| Term |
Annual |
RRSP |
RRIF |
| 1 Year |
1.800% |
1.600% |
1.400% |
| 2 Years |
2.500% |
2.050% |
1.900% |
| 3 Years |
2.650% |
2.350% |
2.250% |
| 4 Years |
3.000% |
2.650% |
2.600% |
| 5 Years |
3.300% |
3.000% |
2.950% |
| Rates subject to change. Call us for an exact
quote. Rates are quoted on $5000.00 minimums. |
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 Phone: 613-722-9999
Toll-Free: 1-888-722-1515
Fax: 613-722-2107
 View Map & Get Directions
Contact Us Online
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What is a GIC?
A GIC (Guaranteed Investment Certificate) is exactly what it promises – a guaranteed investment. When you buy a GIC, you invest a sum of money for a specific term (period of time). At the end of that term, you are guaranteed to receive your full principal (your initial investment) plus all interest income received on your money.
GICs are an important part of every investor’s portfolio because of the security they offer. They produce steadier returns over time than other forms of investments and provide risk-free gains due to the fixed amount of interest that is earned on the capital. Perfect for conservative investors, GICs provide a secure way to save for short-term goals, like a vacation, or for long-term plans, like buying a house or retirement. |
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