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| Effective:
Tuesday, March 09, 2010 |
| Term |
Annual |
RRSP |
RRIF |
| 1 Year |
1.550% |
1.500% |
1.300% |
| 2 Years |
2.000% |
1.950% |
1.950% |
| 3 Years |
2.550% |
2.500% |
2.500% |
| 4 Years |
2.900% |
2.900% |
2.900% |
| 5 Years |
3.280% |
3.250% |
3.250% |
| Rates subject to change. Call us for an exact
quote. |
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 Phone: 613-722-9999
Toll-Free: 1-888-722-1515
Fax: 613-722-2107
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Contact Us Online
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Financial Learning Centre
What is a GIC?
A GIC (Guaranteed Investment Certificate) is exactly what it promises – a guaranteed investment. When you buy a GIC, you invest a sum of money for...
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What is a Deposit Broker?
A deposit broker is a one-stop shop for investment products such as GICs, RRSPs, RRIFs and annuities. A broker does all of the shopping on your behalf...
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Who Should Buy a GIC?
With a large range of GICs to choose from, they are suitable for all types of investors – from riskier investors looking for high return and rapid...
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What Do I Need to Get a GIC?
To process your application, Heritage Financial requires a cheque in the amount of your deposit, two pieces of government-issued photo ID and a completed...
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Cashable vs. Non-Cashable
Cashable GICs offer flexibility because they allow the investor to access their money before the GIC’s maturity date. This is convenient if you...
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Registered vs. Non-Registered
Holding GICs inside a registered investment account, such as an RRSP, RRIF or RESP, offers the investor the benefits of a tax shelter. This allows your...
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Tax Free Savings Account
The Tax Free Savings account is available with a select few of the financial institutions we represent.
At this time, we will only be offering...
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