Representing over 40 financial institutions to get you the best rates on GICs, RRSPs and RRIFs

Effective: Monday, February 06, 2012 Term Annual RRSP RRIF 1 Year 2.250% 1.850% 1.850% 2 Years 2.260% 2.050% 2.050% 3 Years 2.350% 2.350% 2.350% 4 Years 2.450% 2.400% 2.400% 5 Years 2.750% 2.750% 2.750% Rates subject to minimums. Call us for an exact quote. Please select one What are your hours of operation? What is a Tax Free Savings... What’s a GIC? What do I need to get a GIC? Which Financial Institutions... How do I apply for a GIC? What makes Heritage different? What products do you offer? Do you only sell GICs? What are your rates? Where is your office located? Is my investment protected? How experienced is your staff? Phone: 613-722-9999 Toll-Free: 1-888-722-1515 Fax: 613-722-2107   View Map & Get Directions   Contact Us Online

Products Whatever your investing goals are – buying a car, saving for your child’s education or preparing for a sound retirement – a GIC is a great option for building wealth securely and safely, as both your original investment and the interest payments are fully guaranteed. With flexible investment terms ranging from 30 days to 5 years, and your choice of interest payment frequencies, our staff can help you find the right GIC solution to fit your unique investment needs. Did you know that Heritage Group Financial offers more than just GICs? Look under Other Heritage Products to learn more about some of our other investment solutions. Heritage Group Financial is proud to offer the following GICs and products: GICs Short-Term Deposits A short-term GIC is a safe place to park your money for a brief period of time while still enjoying the guaranteed rate of interest and fully protected... Long-Term Deposits If you want to safely invest for the future and add stability and security to your portfolio, you can’t go wrong with a long-term GIC. Typically,... Cashable GICs Usually available in a one-year term, a cashable GIC provides the flexibility to redeem your money early after a certain vesting period, allowing you... Registered GICs Available in RRSPs, RRIFs and RESPs, a registered GIC gives you all the benefits that come with a guaranteed investment with the tax advantages of a registered... Referral Services Annuities Just one of the many retirement income options available, annuities are primarily used as a means of securing a steady cash flow for an individual during... Travel Insurance When you're on vacation, you should be concentrating on whether you're going to spend the day scuba diving or just lounging on the beach -- and not worrying... Manulife Savings Accounts and Lines of Credit As an authorized distributor for Manulife Financial, our staff is capable of setting you up with a new Manulife bank account or line of credit, directly...

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